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Don't Let Today's Grocery Prices Bust Your Budget by George Adcock Prices at the supermarket have soared in recent months due to increased transportation costs (gas prices), the use of corn for ethanol, and overseas demand for wheat, plus the weakness of the dollar. According...	Fight The Gas Price Crunch With Some Gas Saving Methods by George Adcock Yikes! The national average for regular gas (at this writing) is $4.06 a gallon. We almost can’t afford to drive to the corner for milk and bread. Not to mention the fact that gas prices have increased...
No Car Payments = Money In The Bank by George Adcock You finally made your last car payment. You probably have been driving the car for several years, and maybe you really would like a new model. But hold on. Continuing to drive your existing car means you’re...	Pay Off Credit Card Debt Through Peer To Peer Lending by Paul M. J. Suchecki In today’s economy with credit tight and home equity drying up it’s all too easy to start racking up credit card debt. Once you’re past the introductory rate, your interest typically climbs to 18%. If you...
Secret Tax Changes for 2008 by Diane Butler Well, OK, maybe these changes aren't secret, but they've certainly not been publicized very extensively....So here goes: some of the least-known tax savings tips for 2008. 1. No Tax on Some Capital Gains....	It’S Nice Work If You Don’T Have To Do It by Mad Dog Employment is good. Not working is bad. At least that’s what gets drummed into our heads from the time we’re young by our parents, teachers, and anyone else who has to wake up early and slave away all day and...
Little-Known Use for Your IRA by Diane Butler Diversification is key to investing. So say the gurus of Wall Street who handle our 401k’s and IRAs. Of course, their idea of diversification means giving them all your retirement money, letting them ...	It isn't the economy stupid by Laura Bell …it’s each and every one of us We hear that all the changes and problems are to be blamed on this universal omnipresent entity better known as the economy. Individuals and small business owners live in...
The times are confusing by Laura Bell Prices are rising, credit is crunching and unemployment is rising. The Fed is dumping money into the system more vigorously than previous. We see nonstop headlines about rates cut and worries over cheap money...	Are rising prices a fact of life? by Laura Bell I had been doing a lot of thinking about rising prices lately. I realized that low-end cars in today’s market cost as much as my first house. I took this dilemma to one of the social networking groups. I...
Public Relations for Your Business: How to Choose the Right Agency For You by Victoria Hurley Public Relations for Your Business: How to Choose the Right Agency For You By Victoria Rierdan Hurley Public relations is an area of marketing that if done well, can make a huge and long lasting...	Marketing Strategies In a Down Economy by Victoria Hurley It’s a generally accepted rule in business that when times get tough, the first thing that should go is the money earmarked for marketing. This is a myth. Marketing is seen as a cost center as opposed to a...
So You Want To Buy A House by Marie Kimberley Knight With the recession in the offing, and Fannie Mae and Freddie Mac taking such a blow, how are people to fare with mortgages? Here are five great options to look for: First time home buyers loans. Mortgages...	The Manchester Grand Hyatt Loses 2nd Major Conference Within a Week Due to LGBT and Union Boycott by Margie Palmer Two Major Groups Pull Conferences from Manchester Grand Hyatt. Clear Channel Opts to Stay. Margie M. Palmer SAN DIEGO- On Friday August 22, radio station 94.1 and the Jeff and Jer Showgram decided to move...
The Real Cost of Bankruptcy & How to Avoid It by Yuwanda Black More Americans are filing for bankruptcy. According to the Administrative Office of the U.S. Courts, bankruptcy filings neared the one million mark for the period ending June 30, 2008. The report went on to...	Why Having No Credit Can Be as Harmful as Bad Credit by Yuwanda Black Many Americans have no credit history whatsoever, ie, no credit card accounts, no car loans, no student loans, etc. This can be as bad as having damaged credit because lenders like to see a history. They are as...
Home Based Offices can lead to Serious Businesses by Toni Seger Home-based businesses tend to operate individually and somewhat invisibly, so it's easy to overlook their growing economic contribution. However, in the aggregate, the proliferation of home-based economic...	Advantages and Disadvantages of Home Based Businesses by Toni Seger The low overhead and convenient nature of a home-based enterprise can be especially attractive in a rural area. For example, Maine's rural character, with large driving distances and unpredictable weather, has...
Crash Of 1929 Versus 2008: Ominous Similarities, Comforting Differences by George Albert Investors are worried about the current state of the stock market. The months of September, October and November seemed to be in a free fall. Many investors have seen their wealth erased substantially and there...	Are The Stock Markets Bottoming? by George Albert The bulls are having a strong run after the rally that began on November 21. Pullbacks in prices have been followed by stronger rallies taking the markets to new highs. Are the lows from where the markets...
In Loving Memory of Your Neighborhood Grocer by Heather Langone The explosion of technology over the last twenty years is undoubtedly a good thing. But (there is always a but), along with the ease of internet, cell phones and laptops, etc., inevitably, there comes a price....	The Case for Online Data Backup by David Womack The Case for Online Data Backup Everyone has a data loss story. The stories can be calamitous – a fire destroyed our building; whimsical – my child spilled a soft drink on our computer; frustrating – my...
Ending Bank Failures by Dr Derrick Morris Banks by nature are prone to go under; this time there is the mortgage crisis but anytime clients want their money in a hurry, any bank could find it difficult to survive. The Feds try through the Federal...	How to Finance a New Business by Vanessa Ryan You've made up your mind. You're too smart and too independent to keep working for someone else any longer. But how do you get from employee to business owner when you don't have a pile of money sitting in...
Hedge funds: News, views, or blues, try and find a fact by Paul Wallis The current information about global hedge funds is pretty vague. Some have taken serious hits, others are down a whopping 3-5% after the massacre on the stock and securities markets. Compared to 11% for the...	The howl of the taxpayer, the shriek of the budget, and the takeover of Fannie Mae and Freddie Mac by Paul Wallis The Fannie Mae and Freddie Mac takeover has underlined one thing about the US economy. You can stop the bleeding, but until you get the nutcases with the chainsaws, you’ve got an ongoing problem. The US housing...
Should You Use An Online Broker? by David Rattiner Broker Vs. Broker By David Lion Rattiner A lot of people ask me if they should trade stocks online or if they should get a personal stockbroker to do it for them. My answer always depends on the type of...	Wall Street choice: Death of a culture, or death of an industry? by Paul Wallis As the bloody scythes sweep the finance industry, and the mourners short sell, it’s a bit unfashionable to remember what a pain in the butt Wall Street has been to everybody else. This chaotic, murderous,...
Next Wave Of Economic Migration To Come From The Us? by Paul Wallis The big job losses in the US could create an economic event unlike anything seen before. This isn’t 1929. The mass of workers don’t have to sit around waiting for the world to end to get a job. They can get up...	What Your Desk Says About You Can Affect Your Career by Vanessa Ryan Your desk is the one place at work where you can express your individuality. But watch out! What it says about you can affect your relationship with your boss, your co-workers, or your clients. Here are...
How to Save on those Home Loan Fees Your Broker Charges You by Vanessa Ryan The media and the politicians have portrayed loan brokers as sharks who are out to fleece an unsuspecting public. Having been in the lending industry, I have seen it go both ways. Sometimes brokers charge more...	Fatal flaw on Wall Street will be new administration’s first test by Paul Wallis Whoever wins in November will inherit a hideous legacy of fiscal neglect. The subprime debacle has shown Wall Street and the financial sector culture to be an antiquated, ineffective, institutional mess working...
Low Budget Pr: Teaming To Win At The Publicity Game by A.G. Fielder You are a marketing diplomat, problem-solver and die-hard detail person. You are a living, breathing publicity whiz kid and a nouveau dynamo at the PR game. So, why don’t you have any hip and happening...	Low Budget Pr: Why Pay Them When You Can Do It Yourself by A.G. Fielder Time and again I’ve run into entrepreneurs who are avidly seeking representation for publicity. These savvy entrepreneurs realize that exposure to the masses is a necessity for success in business but have...
Low Budget Pr: Building Credibility In The Public Eye by A.G. Fielder Did you know that consumers base their opinions about any given product, person, service or company on their perceptions, and of course what they’ve heard through the grapevine? The sad truth is that...	Low Budget Pr: The Secrets Of The Ninja 忍者 by A.G. Fielder PART 1 What is your modus operandi when it comes to publicity? Are you a student of antiquity pledging your allegiance to old tried and true methods - or have you contemplated doing the unspeakable –...
Low Budget Pr: Brown Bag Publicity And The Elements Of Distraction And Reaction In Your Campaign by A.G. Fielder It's the quintessential quickie of PR. Everything you need at hand when you're on the go. So if you are out and about what should you have in your briefcase, backpack, bag (purse for ladies, man-bag for men I...

Andy Cowan

Andy Cowan, an award-winning writer, whose credits include Cheers and Seinfeld, regularly contributes humor pieces to the Los Angeles Times and the CBS Jack FM Radio Network. Paul M. J. Suchecki

Paul M. J. Suchecki has more than 30 years of experience as an award winning writer, producer, and cameraman. He's written numerous newspaper and magazine articles. Currently he writes, produces and shoots for LA CityView Channel 35 and his more than 250 articles for Ehow.com are approaching half a million readers. Coby Kindles

Coby Kindles is a freelance journalist, screenplay writer and essayist. She has been a staff writer at Knight Ridder and a regular contributor to The Associated Press. Debbie Milam

Debbie Milam is a syndicated columnist for United Press International, an occupational therapist, family success consultant, and motivational speaker with more than 20 years experience. Her work on stress management, spirituality, parenting, and special-needs children has been featured in over 300 media outlets including First for Women, The Miami Herald, Elle, Ladies Home Journal, The Hallmark Channel, PBS and WebMD. Dan Rafter

Dan Rafter has covered the residential real estate industry for more than 15 years. He has contributed real estate stories to the Washington Post, Chicago Tribune, Business 2.0 Magazine, Home Magazine, Smart HomeOwner Magazine and many others. Jack Nargundkar

Jack Nargundkar has been repeatedly published in Business Week, The Wall Street Journal, The Washington Post, and The New York Times. He is also an author of "The Bush Diaries" published in July 2005.